HMO Mortgage Blog

Precise Mortgages Unveils Limited Edition Residential Deals and Sub-4% Buy-to-Let Mortgage

Precise Mortgages, part of the OSB Group, has announced the launch of new limited-edition mortgage products, featuring significant rate reductions across both its residential and buy-to-let (BTL) ranges. These new offerings aim to provide more competitive and flexible solutions for a wider range of borrowers. For residential mortgages, Precise Mortgages has introduced new deals with […]

Gatehouse Bank Reduces Buy-to-Let Rental Rates for Overseas Investors

Gatehouse Bank, a Shariah-compliant UK bank, has announced a reduction in its rental rates across its two-year fixed-term Buy-to-Let (BTL) Purchase Plans for UK Expats and International Residents. This move aims to make Shariah-compliant property finance more accessible for overseas investors. The rental rate reduction is 0.12% and applies to both standard and green two-year […]

Roma Finance Secures £100m NatWest Funding Line to Scale Lending Capacity

Roma Finance, a specialist lender known for its tailored property finance solutions, has announced a significant development by securing a new £100 million funding line with NatWest. This strategic facility is set to enable Roma Finance to substantially scale its loan book, increasing its total lending capacity to an impressive £400 million. This new funding […]

HMO Licensing

The Mortgage Works Eases Buy-to-Let Rules, Expanding Access for Landlords

The Mortgage Works (TMW), a leading buy-to-let lender, has announced significant changes to its lending criteria, easing rules to broaden access for landlords seeking finance. These updates aim to respond directly to landlord demand and valuable insights from mortgage brokers. A key change is the removal of the requirement for all mortgage applicants to hold […]

HMO Licensing

The Mortgage Works Cuts Stress Rates to Boost Landlord Affordability

The Mortgage Works (TMW), a leading buy-to-let lender, has announced a significant reduction to its affordability stress rate, a move designed to enhance borrowing capacity for landlords across various property types. Effective immediately, TMW has reduced its stress rate by 0.50% for new buy-to-let applications up to 65% loan-to-value (LTV). This change applies specifically to […]

UTB Mortgages Slashes Buy-to-Let Rates by up to 1.76%

United Trust Bank (UTB) Mortgages has announced significant rate reductions across its entire buy-to-let (BTL) mortgage range, with cuts reaching as much as 1.76%. This move aims to provide more competitive financing options for specialist landlords. The new five-year fixed rates now start from 4.99% for single dwelling assured shorthold tenancy (AST) products, making long-term […]

Shawbrook Reduces Rates Across The Mortgage Lenderand Bluestone Mortgages Brands - HMO mortgage guide illustration

Shawbrook Reduces Rates Across The Mortgage Lender (TML) and Bluestone Mortgages Brands

Shawbrook Retail Mortgages has announced a fresh round of rate reductions across its two key brands, The Mortgage Lender (TML) and Bluestone Mortgages, aiming to further support homebuyers and landlords. For The Mortgage Lender (TML): TML has reduced its residential fixed rates by up to 0.35% for both two-year and five-year terms on purchase and […]

Portfolio HMO Mortgages

Shawbrook Boosts Criteria for New and Portfolio Landlords, Broadening Access

Shawbrook, a leading specialist bank, has announced a series of significant enhancements to its lending criteria, designed to support both new and experienced professional landlords in growing and diversifying their property portfolios. These changes reflect Shawbrook’s commitment to adapting to evolving market demands and supporting various investment strategies. One key update sees Shawbrook removing previous […]

Portfolio HMO Mortgages

Pepper Money Launches Dedicated HMO Mortgage Product for Landlords

Pepper Money, a specialist mortgage lender, has introduced a new dedicated mortgage product specifically designed for landlords of Houses in Multiple Occupation (HMOs). This new offering aims to provide targeted support for investors navigating the complexities of the HMO market. The new product is available to individual landlords and limited companies who have at least […]

1 minSarah Johnson22 Jun 2025

Keystone Property Finance Cuts Rates Across Multiple Product Ranges

Keystone Property Finance has announced significant rate reductions across a wide selection of its mortgage products, with cuts of up to 15 basis points (bps). These adjustments aim to enhance the competitiveness of its offerings for property investors. The rate reductions apply to several key ranges, including Standard, Specialist, Cashback, Ex-pat, and Holiday Let products. […]