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Portfolio Expansion: 10-Property HMO Portfolio
Secured portfolio financing for an experienced landlord expanding their HMO portfolio across Birmingham.
Key Metrics
£2,100,000
Loan Amount
3.8%
Interest Rate
8 weeks
Time to Complete
45
Bedrooms
75%
LTV
Birmingham (various)
Location
£2,100,000
Loan Amount
3.8%
Interest Rate
8 weeks
Time to Complete
45
Bedrooms
75%
LTV
Birmingham (various)
Location
The Challenge
David wanted to refinance his existing 7-property portfolio and add 3 new HMO properties. Traditional lenders were hesitant due to the portfolio size and concentration in Birmingham.
Our Solution
We arranged a portfolio mortgage solution with a specialist commercial lender, structuring the deal to include both existing properties and new acquisitions. This provided better rates and simplified management.
Testimonial
"The portfolio approach saved me significant time and money. Having one mortgage across multiple properties simplified my finances and improved my cash flow substantially."
DC
David C
Experienced Portfolio Landlord