Post-IVA HMO Investment Success
Helped an investor secure HMO mortgage after completing an Individual Voluntary Arrangement (IVA).

Key Metrics
£199,500
Loan Amount
6.2%
Interest Rate
6 weeks
Time to Complete
4
Bedrooms
70%
LTV
Leeds
Location
£199,500
Loan Amount
6.2%
Interest Rate
6 weeks
Time to Complete
4
Bedrooms
70%
LTV
Leeds
Location
The Challenge
Completing an IVA creates credit challenges, but Sarah had rebuilt her finances and wanted to restart property investment with HMO mortgages.
Our Solution
We found a specialist bad credit lender who considered Sarah's improved financial position and strong deposit rather than just credit history.
Testimonial
"After completing my IVA, I thought property investment was impossible. The specialist lender looked at my whole situation and believed in my recovery."
SJ
Sarah Jackson
IVA Completion Investor