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Zephyr Homeloans

Specialist lender offering HMO and MUFB mortgages for properties with up to 12 bedrooms or units. Known for flexible products including two-year fixed, five-year fixed, and lifetime tracker mortgages with competitive rates.

  • HMOs and MUFBs up to 12 bedrooms or units
  • Up to 75% LTV
  • Two-year and five-year fixed rate options
Zephyr Homeloans logo

Zephyr Homeloans HMO Rates

£

Rates Coming Soon

We're currently updating our rates for Zephyr Homeloans. Check back soon or explore our current HMO mortgage options.

Borrower Criteria

Acceptable Borrowers

individual
limited Company
llp
offshore Company

Experience Requirements

First-time landlords accepted
Property investment experience required

First-time landlords considered for HMO mortgages.

Credit Requirements

Adverse credit considered

Standard credit requirements apply.

Age Requirements

Minimum age: 18 years
Maximum age: 85 years

Application Channels

Accepts intermediary applications
Accepts direct applications

Source Information

Profile last updated:
Status: Published

Recently expanded product range to include 12-bedroom HMO and MUFB mortgages. Previously limited to 6 bedrooms.

Frequently Asked Questions

Common questions about Zephyr Homeloans and their HMO mortgage services: