What are Shawbrook Bank's HMO mortgage rates?

Shawbrook Bank offers competitive HMO mortgage rates. Rates vary based on loan-to-value, borrower profile, and property type. Contact us for the latest rates and personalised quotes.

What are Shawbrook Bank's borrower criteria?

Shawbrook Bank requires experience from experienced landlords. Adverse credit is considered on a case-by-case basis. Minimum age: 21 years, maximum age: 85 years.

Does Shawbrook Bank accept intermediary applications?

Shawbrook Bank accepts intermediary applications. All applications must be made through intermediaries.

What HMO services does Shawbrook Bank offer?

Shawbrook Bank offers Hmo Mortgages, Hmo Remortgages, Hmo Bridging Finance, Hmo Development Finance, Portfolio, Limited Company, Bad Credit. Contact us to discuss your specific requirements and find the best solution for your property investment needs.

HMO Lenders

Shawbrook Bank

Shawbrook Bank is a specialist UK bank founded in 2011. They are a leading player in the complex buy-to-let market, with extensive experience in HMOs, multi-unit blocks, and portfolio lending.

Expertise in complex properties
Individual underwriting
Portfolio landlord specialists

4.5(9,735)

HMO Services

HMO Mortgages HMO Remortgages HMO Bridging HMO Development

Shawbrook Bank HMO Rates

Rates Coming Soon

We're currently updating our rates for Shawbrook Bank. Check back soon or explore our current HMO mortgage options.

Browse All Rates Get Latest Rates

Borrower Criteria

Acceptable Borrowers

individual

limited Company

llp

offshore Company

Experience Requirements

First-time landlords accepted

Property investment experience required

Minimum of 12 months experience as a buy-to-let landlord is required.

Credit Requirements

Adverse credit considered

Minor adverse credit may be considered on a case-by-case basis. No recent mortgage arrears.

Age Requirements

Minimum age: 21 years

Maximum age: 85 years

Application Channels

Accepts intermediary applications

Accepts direct applications

Source Information

Profile last updated: 10 March 2026

Status: Published

Featured Lender

Awaiting new product sheet for Q3. Contact is John Smith.

Frequently Asked Questions

Common questions about Shawbrook Bank and their HMO mortgage services: