What are Keystone's HMO mortgage rates?

Keystone offers competitive HMO mortgage rates. Rates vary based on loan-to-value, borrower profile, and property type. Contact us for the latest rates and personalised quotes.

What are Keystone's borrower criteria?

Keystone accepts first-time landlords. Adverse credit is considered on a case-by-case basis. Minimum age: 21 years, maximum age: 85 years.

Does Keystone accept intermediary applications?

Keystone accepts intermediary applications. All applications must be made through intermediaries.

What HMO services does Keystone offer?

Keystone offers Hmo Mortgages, First Time Landlord, Portfolio. Contact us to discuss your specific requirements and find the best solution for your property investment needs.

HMO Lenders

Keystone

Keystone is a specialist lender with strong HMO mortgage products, offering flexible underwriting and competitive rates for property investors.

Up to 80% LTV
No minimum experience required
Flexible underwriting

4.4(245)

HMO Services

HMO Mortgages HMO Remortgages HMO Bridging HMO Development

Keystone HMO Rates

Rates Coming Soon

We're currently updating our rates for Keystone. Check back soon or explore our current HMO mortgage options.

Browse All Rates Get Latest Rates

Borrower Criteria

Acceptable Borrowers

individual

limited Company

llp

offshore Company

Experience Requirements

First-time landlords accepted

Property investment experience required

No minimum experience required. First-time landlords welcome.

Credit Requirements

Adverse credit considered

Flexible approach to credit assessment. Minor adverse credit considered.

Age Requirements

Minimum age: 21 years

Maximum age: 85 years

Application Channels

Accepts intermediary applications

Accepts direct applications

Source Information

Profile last updated: 10 March 2026

Status: Published

Featured Lender

Exclusive lender with competitive HMO products.

Frequently Asked Questions

Common questions about Keystone and their HMO mortgage services: