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Landbay, a leading specialist buy-to-let (BTL) lender, has announced significant rate reductions across its entire BTL mortgage range, with cuts reaching up to 0.80%. This move aims to substantially improve affordability for both new and existing property investors.
The comprehensive rate reduction applies across Landbay's full spectrum of BTL products. Notably, for first-time landlords investing in Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs), two-year fixed deals are now available from a highly competitive 4.09%. This makes it more accessible for new investors to enter these popular segments of the rental market.
For more on this topic, see our guide to Renovation and Refurbishment.
For more on this topic, see our guide to Limited Company HMO Mortgage Rates: What You’ll Pay in 2026.
For more on this topic, see our guide to Interest Only HMO Mortgages: An Essential Guide.
For more on this topic, see our guide to comprehensive guide.
Key Benefits
These positive adjustments are influenced by favorable market conditions, including recent decreases in swap rates and the Bank of England's base rate cut, allowing Landbay to pass on savings to its clients. Landbay's commitment to competitive pricing underscores its support for landlords navigating the evolving buy-to-let landscape.